Terms and Conditions of Use

The following are terms of a legal agreement between you and Punditas LLC ("Punditas"). By accessing, browsing, or using this Web site, you acknowledge that you have read, understood, and agree to be bound by these terms and to comply with all applicable laws and regulations. If you do not agree to these terms, please do not use this Web site.

Punditas may, at its sole discretion and without notice to you, at any time revise these Terms of Use and any other information contained in this Web site by updating this page. Punditas may also make improvements or changes in the products, services, or programs described in this site at any time without notice.

Copyright and site access

Unless otherwise noted, this website is protected under copyright laws and © Punditas LLC. The site contains copyrighted materials, trade dress and other intellectual property owned by Punditas or its suppliers and partners and protected by United States and international copyright laws. This site and all content in this site may not be copied, reproduced, republished, uploaded, posted, transmitted, distributed, or used for the creation of derivative works without Punditas's prior written consent, except that Punditas grants you non-exclusive, non-transferable, limited permission to access and display the Web pages within this site, solely on your computer and for your personal, non-commercial use of this Web site. This permission is conditioned on your not modifying the content displayed on this site, your keeping intact all copyright, trademark, and other proprietary notices, and your acceptance of any terms, conditions, and notices accompanying the content or otherwise set forth in this site.

Privacy and Confidential information

Your privacy is important to Punditas. These Terms and Conditions of Use disclose how we use, process, and share information that we may collect from our users. From time to time, we may supplement this statement with additional information.

First, we may also collect information relating to your use of our Web sites through the use of various technologies. For example, when you visit our Web site, we may log certain information that your browser sends us, such as your IP address, browser type and language, access time, and referring Web site addresses, and we may collect information about the pages you view within our sites and other actions you take while visiting us. In addition, some of our software products include technologies that allow Punditas to collect certain information about product use. We may also use such technologies to determine whether you've opened an e-mail or clicked on a link contained in an e-mail. Collecting information in this manner allows us to collect statistics about the usage and effectiveness of our Web site and software products.

Second, the information you provide to Punditas, as well as the information we have collected about you indirectly, may be used by Punditas for internal marketing purposes. Moreover, we may further use your personal information to support products or services you have obtained from us, such as notifying you of a third-party product update. You may at any time choose not to receive marketing materials from us by following the applicable unsubscribe instructions or by contacting us directly.

Third, from time to time we may also collect information that pertains to you indirectly through other sources, such as list vendors. When we do so, we ask the vendors to confirm that the information was legally acquired by the third party and that we have the right to obtain it from them and use it. The information that we collect, either directly or indirectly, may be combined to help us improve its overall accuracy and completeness and to help us better tailor our interactions with you.

Fourth, you may choose to give us personal information directly, such as your name, contact information, and credit card details in connection with ordering a product or otherwise communicating with Punditas. In the course of providing technical support to you, we may sometimes have incidental access to data that you have provided to us or data that is located on your system. If you tell us that you do not want us to use your information to make further contact with you beyond fulfilling the specific request associated with the disclosure, we will respect your wishes.

Notwithstanding the foregoing, we reserve all rights to use or share your information to protect the rights or property of Punditas, and/or when required by law to disclose said information or to comply with a judicial proceeding, court order, or legal process served on Punditas.

Business relationships

This Web site may provide links, references, or data from non-Punditas Web sites and resources. Punditas makes no representations, warranties, or other commitments whatsoever about any information obtained from a non-Punditas Web sites or third-party resources that may be referenced, accessible from, or linked to any Punditas site. A link to a non-Punditas Web site does not mean that Punditas endorses the content or use of such Web site or its owner. In addition, Punditas is not a party to or responsible for any transactions you may enter into with third parties, even if you learn of such parties or use a link to such parties from a Punditas site. Accordingly, you acknowledge and agree that Punditas is not responsible for the availability of such external sites or resources, and is not responsible or liable for any content, services, products, or other materials on or available from those sites or resources.

Linking to this site

All links to this Web site must be approved in writing by Punditas, except that Punditas consents to links in which the link and the pages that are activated by the link do not: (a) create frames around any page on this Web site or use other techniques that alter in any way the visual presentation or appearance of any content within this site; (b) misrepresent your relationship with Punditas; (c) imply that Punditas approves or endorses you, your Web site, or your service or product offerings; and (d) present false or misleading impressions about Punditas or otherwise damage the goodwill associated with the Punditas name or trademarks. As a further condition to being permitted to link to this site, you agree that Punditas may at any time, in its sole discretion, terminate permission to link to this Web site. In such event, you agree to immediately remove all links to this Web site and to cease using any Punditas trademark.

Disclaimer of Warranty and Waiver of Liability

Use of this site is at your sole risk. All materials, information, products, software, programs, and services are provided "as is," with no warranties or guarantees whatsoever. Punditas expressly disclaims all express, implied, statutory and other warrantees, guarantees, or representations to the fullest extent of the law including without limitation the warrantees of merchantability, fitness for a particular purpose, and non-infringement of proprietary and intellectual property rights.

By using this Web site, you acknowledge and expressly waive all claims against Punditas for any direct, indirect, incidental, special, exemplary or consequential damages of any type whatsoever related to or arising from this Web site or any use thereof, or of any site referenced, linked to, or otherwise accessed through this Web site, or for the use of any materials, information, products or services, including without limitation any lost profits, business interruption, lost savings, or other loss due to loss of data. This disclaimer and waiver of liability is applies to all causes of action, whether based on contract, warranty, tort, or any other legal theory or theories.

Notwithstanding the foregoing, any software and other materials that are made available for downloading, access, or other use from this site may have their own license terms, conditions, and notices will be governed accordingly by such terms, conditions, and notices. Your failure to comply with the terms, conditions, and notices on this site will result in automatic termination of any rights granted to you, without prior notice, and you must immediately destroy all copies of downloaded materials in your possession or control. Except for the limited permission set forth above, Punditas does not grant you any express or implied rights or licenses under any patents, trademarks, copyrights, or other proprietary or intellectual property rights. You may not mirror any of the content from this site on another Web site or in any other media.